When you live or work in the Hudson Valley, you want insurance that fits your life-without the runaround. That's where we come in. From renters & homeowners to contractors & small businesses, we help you protect what matters most with affordable, reliable insurance solutions you can count on year after year.
Personal Insurance
Commercial Insurance
Business Insurance Columbus Ohio — From an Agency That's Been Here 50 Years
A local, family-run independent agency serving Columbus businesses and families since the beginning — same agents, same number, every time you call.
50 Years. Two Generations. One Columbus Area Code.
Dick Guyer founded this agency. Now Chris and Steve carry it forward. That's the history of this business, and no agency in Columbus can say the same.
When you call us, you reach Chris or Steve. Not a queue. Not a support rep reading from a screen. The same agent who wrote your policy picks up the phone, already knowing your business, your coverage, and your history.
50-year family business history in the Columbus area
Named agents — Chris and Steve — handle every commercial and personal account
614 local number; no national call center routing
Coverage review conducted before any policy is placed
Clients are advised to call us before filing a claim with the carrier
Ohio Mutual and West Bend carrier partnerships for local and specialty markets
Coverage Built for Columbus — Not a National Template
We place commercial, specialty, personal, and bond coverage for businesses and families across Franklin County. Every category below links to a full overview of what's available and who it's right for.
What We Cover
Commercial Insurance
General liability, business owners policy, commercial property, commercial auto, workers compensation, commercial umbrella, professional liability, and cyber liability — placed through carriers who know Ohio businesses.
Personal Insurance
Homeowners, auto, and life insurance for individuals and families who want a real advisor relationship — not an algorithm and a chatbot.
Contractor Bonds
License and permit bonds, surety bonds for city and municipal work — placed locally, with agents who understand what contractors in Columbus and Franklin County actually need to stay licensed and working
Specialty Markets
Radon mitigation contractors, pest control operators, pet care businesses, and hair and beauty salons — coverage through West Bend's specialty program for the businesses most carriers turn away.
We Find Coverage Gaps Before a Claim Does
Most business owners don't know what their policy actually covers until something goes wrong. We conduct a coverage review before placing any policy — so you understand exactly what you have, what you don't, and why.
And if something does happen, call us first. Before you call the carrier. We'll walk you through the situation and help you decide whether filing a claim is the right move — because sometimes it isn't, and knowing the difference protects your rates.
Serving Columbus, Dublin, and Franklin County
Our office is in Dublin, Ohio, and we serve business owners and families throughout the Columbus metro — including clients in Worthington, Hilliard, Upper Arlington, Westerville, Clintonville, Grove City, and Marysville. We're licensed statewide, but we stay local by design.
Questions We Hear From Columbus Business Owners
What makes Insure Us Ohio different from an online insurance site or a national carrier?
You reach Chris or Steve directly — the same agents who placed your policy. Online aggregators generate quotes from algorithms. National carriers route you through call centers. We review your business before recommending coverage and stay available when something comes up.
Do you work with businesses in trades or specialty industries that are hard to insure?
Yes. Through our West Bend specialty lines program, we place coverage for radon mitigation contractors, pest control operators, pet care businesses, and hair and beauty salons — businesses that most standard carriers won't write.
What should I do if I have a claim?
Call us first. Before you notify the carrier. We'll review the situation with you and help you understand whether filing is the right decision. That conversation can protect your premiums and your coverage history.
Do you serve businesses outside of Columbus and Dublin?
We serve clients throughout Franklin County and the surrounding Columbus metro — including Worthington, Hilliard, Upper Arlington, Westerville, Clintonville, Grove City, and Marysville. We're licensed across Ohio and can work with businesses statewide.
Can I get a quote without sitting through a long consultation?
Yes. Our contact form takes about 30 seconds — name, email, and phone number. Chris or Steve will follow up directly to learn about your business before recommending anything.
